Salary Tax Calculator Pakistan 2026-27 | Free FBR Tool
Salary Tax Calculator Pakistan 2026-27 — See Your Real Take-Home Pay
Your payslip lies to you. Well, not lies — it just doesn't explain itself. One day your tax deduction jumps and nobody tells you why.
Here's why: Pakistan just rolled out new salary tax slabs. Finance Act 2026 kicked in from July 1, 2026. Four brackets got cut. The old 9% surcharge on high earners? Gone — for salaried people, anyway.
Use the calculator above. Punch in your salary, monthly or yearly. It spits out your annual tax, monthly deduction, and what actually lands in your bank account. No sign-up. No CNIC. No email trap.
What Changed in the 2026-27 Tax Slabs
The government didn't just tweak numbers — they restructured the whole thing:
-Tax-free limit stays at Rs 600,000/year. Same as before. Nothing to celebrate here.
- Rs 2.2M–3.2M bracket: dropped from 23% to 20%.
- Rs 3.2M–4.1M bracket: dropped from 30% to 25%.
- The old 35% "everything above 4.1M" slab got split into three: 29% (Rs 4.1M–5.6M), 32% (Rs 5.6M–7M), and 35% only above Rs 7M.
- 9% surcharge on incomes above Rs 1 crore: completely abolished for salaried individuals.
Translation: if you're salaried, you keep more of your paycheck this year than last year — especially if you're in the upper-middle bracket.
Old Slabs vs New Slabs — Quick Comparison
If you're checking a June 2026 payslip, you're still under the old FY 2025-26 slabs (Finance Act 2025). If it's July 2026 onward, the new FY 2026-27 rules apply. Our calculator above lets you switch between both — handy if your employer hasn't updated payroll yet and you want to check if you're being taxed correctly.
How Salary Tax Actually Works in Pakistan
Nobody taxes your whole salary at one flat rate. It's a slab system — each chunk of your income gets taxed at its own rate, only the portion above that threshold.
Example: you earn Rs 150,000/month (Rs 1.8M/year). You don't pay 11% on the whole 1.8M. You pay:
- 0% on the first 600,000
- 1% on the next 600,000
- 11% only on the remaining 600,000
That's how every FBR tax calculator — including this one — works out your real number.
Who Should Use This Tax Calculator
- Salaried employees checking if their employer is deducting the right amount
- Job seekers comparing offers before signing
- HR and payroll teams processing July 2026 salaries under new rules
- Anyone negotiating a raise who wants to know their real take-home, not just the number on the offer letter
FAQs
What is the tax-free salary limit in Pakistan for 2026-27?
Rs 600,000 per year, or Rs 50,000 per month. Anything below that, you owe zero income tax.
Is the 9% surcharge still applicable in 2026-27?
No. It's been abolished for salaried individuals from Tax Year 2027 onward. It still applies to non-salaried filers earning above Rs 1 crore.
How much tax is deducted from a salary of Rs 200,000 per month?
That's Rs 2.4M annually — falls in the Rs 2.2M–3.2M slab. Tax = Rs 116,000 + 20% of the amount above Rs 2.2M. Use the calculator above for your exact figure including monthly breakdown.
Are these rates final or still proposed?
Finance Act 2026 has been signed and is in effect from July 1, 2026. These are the confirmed, legally applicable rates — not a proposal.
Does this apply to freelancers and business owners too?
No. Freelancers and non-salaried individuals fall under a separate, generally higher tax slab. This calculator is built specifically for salaried income under Section 149.
🇵🇰 Pakistan Salary Tax Calculator
FBR income tax slabs — Tax Year 2026 & Tax Year 2027 (as per Finance Act 2026)
Slab-wise breakdown
| Slab | Rate | Tax |
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